We have partnered with VistaFi so you can finance a project without touching your home's equity. Checking your options takes a few minutes and does not affect your credit score.
Check your rate → Talk to a designer first
Opens VistaFi's secure application. Soft credit check only at this stage.
The first check is a soft credit pull, so you can see what you qualify for without affecting your score.
These are personal loans. You are not putting the house up, and you are not waiting on an appraisal.
A kitchen, a closet and a vanity can be funded together rather than financed three separate times.
Pay it down early and it costs you nothing extra.
Approvals as fast as 24 hours. Funding typically within 48 hours to one week.
10, 15, 20 or 30 years, so the monthly figure can be set where you want it.
| Loan amount | $10,000 to $300,000 |
|---|---|
| Rates | Starting at 7.59% |
| Minimum credit score | 620 |
| Terms | 10, 15, 20 or 30 years |
| Initial credit check | Soft pull — no impact on your score |
| Approval | As fast as 24 hours |
| Funding | Typically 48 hours to one week |
Figures supplied by VistaFi on 3 September 2026 and subject to change. Approval, rate and term are determined by the lender based on your application and credit profile. iKitchen Cabinetry is a cabinetmaker, not a lender, and does not make credit decisions or receive your financial information. This page is information about a partner program, not an offer of credit.
Through VistaFi's commercial lending partners we can also point business clients at funding for larger projects, expansion, equipment or property.
Commercial requests are reviewed by VistaFi's commercial lending team.
Call 1-844-813-9996. We will talk you through what the project costs before you think about how to pay for it.